It has nothing to do with saving or investing — Who said you couldn’t become a millionaire if you wanted to? Money makes the world go round. Whether we like it or not. Yet you will not become financially free just by saving. People like Dave Ramsey who sell that snake oil are being outdone. Even my girlfriend’s younger brother…

Spending money to feel good is the stupidest thing — Our problem is more psychological than economic. Let’s talk a bit about our saving skills. It seems that as we earn more money, we have yet to master the skill of setting aside appropriate amounts of money for a rainy day. We want spring break every year. We want to…

We just flush money down the toilet — Even if you have adjusted your budget and eliminated expenses that only put you in the deep end, I bet you can save more by browsing through this list. I rarely bring up generic money advice, because Google is already full of it, but I’ve been browsing Tumblr and found…

#1 — Try mining cryptocurrencies — Bitcoin is a bubble. They say. But when cryptocurrency investing gained the spotlight even in Forbes, there were so many stories of people who made fortunes before sunset by investing small amounts of money, even before the markets skyrocketed. This makes people think that they can get rich before nightfall…

It’s OK if you have $0 — What’s over the horizon? It’s your retirement, which is getting closer and closer. Yes, it’s still a few years away, but now you can see it without wearing glasses. How are you feeling? Excited? Sad? Uncertain? Full of fear? Yes I know, fear is in the walls. By now, you…

Here is how this story was resolved — The wife filed for divorce because her husband was lying about his age. The couple lived in Porto, Portugal. The husband lied about his age during ten years of marriage. He was 31 when he asked her to marry him, but he said he was only 25. When she realized…

Here is something that most people forget to comment on — 1 million dollars in 6 months? Then 4? In 2 months? With an average life expectancy of almost 83 years, financial wealth doesn’t have to come overnight. Why do so few middle-class people manage to accumulate wealth without inheritance? I’ll tell you why. Because the path to one’s own wealth…

Then they complain when they go broke — The worst money advice and Coca-Cola have something in common. Douglas Ivester was the CEO of Coca-Cola between 1997 and 2000. One of his worst ideas was to raise sales prices on hot days. The vending machines were supposed to change prices due to the temperature. This idea is not…

I followed some paths and then I let go — These paths haunted my parents. Breaking or following the rules leads to success or failure. When it comes to investing for old age, there are also rules with far-reaching consequences. Just so you keep in mind, I am not talking about the rules for a rich retirement. I am talking…