We don’t value today. — My favorite neighbors in Porto, Portugal, are immigrants. They are good at saving pennies. They came to Portugal from Mexico as guest workers in the 1980s. In the beginning, they could not pay much — not because they were poor, but because they preferred to save. After many years, their…

It’s not about saving more or about climate change. — The other day I found this quote from Warren Buffett on Reddit: “Price is what you pay, value is what you get in return .” A phrase often used in the investment world. It’s also something the Bitcoin brothers don’t understand. …

Nobody understands that. — Endless life experiences are written in books. But time passes. Things change. Money is a very personal question. Each one lives as he can. No advice, please. Just good principles. I always hear the lame excuse: “I can’t save now. I’ll do it later!” …

Everyone is asking themselves this nagging question right now. — It has been a long time since I cut off my emotional side with money. No more financial worries. Many people want to be free. Unfortunately, few can afford it. Everything stands in mind and falls down with money. Packing your backpack for freedom means not forgetting to take your…

I was. — I still remember when I fell in love with a girl on Tinder. After leading a lonely life for years, I met a very beautiful woman. But when we met on the internet, the energy quickly ignited between us, and the keyboards glowed. We exchanged photos and phone numbers. What…

The next big thing that everyone fears. — Currently, the term “recession” is very present in the media. Most people expect it to happen in the coming months. But when I see articles about how to prepare for the next big economic or financial crisis, personal finance blogs write: Increase your professional value Prioritize, plan, and act Stick…

It’s not about you. — My first job in high school was to get stuck in my family’s commercial cosmetics store. I never went anywhere. I dealt with the customers. I had to show up every day. Dealing with people is anger. Add to that a bad salary. No vacations. No quiet breaks. No pampering…

You are the money. — If you think about making money online, you must first understand that there are two generations on the Internet. If you want to start making money today you are already part of the second generation. The first generation started about 17 years ago. This generation was characterized by the fact…

5 painful truths about traditional retirement — I remember clearly when I was taking care of my grandmother’s insurance contracts, pension, and money. She worked all her life and received a pension of about 410 euros in Portugal ($455 at the exchange rate at the time). Without the widow’s pension, I’m sure my grandmother would not have…