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Paulo A. José
Paulo A. José

1.4K Followers

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Published in An Injustice!

·Pinned

Your House Doesn’t Help You Create Wealth. Your House Only Helps Governments Make More Money

Look around where you live — Friends, There is no doubt that governments are the ones who benefit most from high inflation. Because the higher the inflation the more the public debt is reduced. As a homeowner, high inflation can also reduce your mortgage debt. Owning a house is expensive. If you think that to own…

Real Estate

3 min read

Your House Doesn’t Help You Create Wealth. Your House Only Helps Governments Make More Money
Your House Doesn’t Help You Create Wealth. Your House Only Helps Governments Make More Money
Real Estate

3 min read


Published in Change Your Mind Change Your Life

·Pinned

8 Things Quiet and Creative People Do Differently

#1 — They make connections with people who understand them — Creative people are complex. Their complexity is probably the only thing that unites them. They look at the world with different eyes. Quiet and creative people are often considered particularly chaotic and somehow unworldly. …

Self Improvement

3 min read

8 Things Quiet and Creative People Do Differently
8 Things Quiet and Creative People Do Differently
Self Improvement

3 min read


Published in DataDrivenInvestor

·Pinned

Money Works Much Better at Night. Many Investors Still Don’t Understand This

Secrets of Wall Street — You should have known this before. Some stock investors become rich overnight, knowing this. The report was presented by Bespoke Investment Group. The S&P 500 has always performed best when Wall Street has been shrouded in the night. The report compares the cumulative return from day trading an S&P 500…

Investing

3 min read

Money Works Much Better at Night. Many Investors Still Don’t Understand This
Money Works Much Better at Night. Many Investors Still Don’t Understand This
Investing

3 min read


Published in Making of a Millionaire

·Pinned

You Need Exactly These 3 Income Streams

#2 — Do the job once, and get paid many times — I make money in these ways every day. Making money doesn’t have to be complicated. The pension is not a passive income. You worked for that money. The pension is an obligatory saving. There, the state forces me to save some of what I earn. Bitcoin is just a matter…

Money

4 min read

You Need Exactly These 3 Income Streams
You Need Exactly These 3 Income Streams
Money

4 min read


1 hour ago

Saving Is Not About Making $100, Spending $99, and Keeping $1 in the Safe. It Is About Controlling Your Emotions.

It’s not about paying yourself first either. — Your relationship with money is emotional, not exact. You shouldn’t use Excel or math to save money. Not even if you save $1. Saving money is not hard when I cut my spending in one place only to spend more money elsewhere. What I need are ways to trick my…

Money

3 min read

Saving Is Not About Making $100, Spending $99, and Keeping $1 in the Safe.
Saving Is Not About Making $100, Spending $99, and Keeping $1 in the Safe.
Money

3 min read


18 hours ago

One of the Most Important Person in U.S. History Left One of the Best Money Advice 200 Years Ago.

How small money habits can result in big consequences. — In the 1700s, that is, more than 200 years ago, Benjamin Franklin warned: “Beware of little expenses — a small leak will sink a great ship.” A small leak can sink a great ship. Henry Ford once said, “You don’t get rich on what you earn, you get rich on…

Money

3 min read

One of the Most Important Person in U.S. History Left One of the Best Money Advice 200 Years Ago.
One of the Most Important Person in U.S. History Left One of the Best Money Advice 200 Years Ago.
Money

3 min read


Published in Making of a Millionaire

·1 day ago

Most of Us Spend Money on Things We Don’t Really Need.

Stop being a slave to consumerism. — The other day I wrote a post detailing that most of us spend money on things we could get for free. These things we can get for free are Books — we can borrow them from the city library. Pets — we can adopt one for free. Use 60’s banks…

Money

3 min read

Most of Us Spend Money on Things We Don’t Really Need.
Most of Us Spend Money on Things We Don’t Really Need.
Money

3 min read


Published in Making of a Millionaire

·2 days ago

The #1 Money-Thinking Error I’ve Had to Get Rid of ASAP for a Less Stressful Financial Life.

It doesn’t have to be this way. — I was worried about thinking errors that were preventing me from achieving great financial freedom. But as I was writing, I realized that these errors were only a small part of a much bigger problem. Then I realized that financial freedom is no longer defined by money and passive income…

Money

4 min read

The #1 Money-Thinking Error I’ve Had to Get Rid of ASAP for a Less Stressful Financial Life.
The #1 Money-Thinking Error I’ve Had to Get Rid of ASAP for a Less Stressful Financial Life.
Money

4 min read


Published in Making of a Millionaire

·3 days ago

The #1 Money Question I Wish Everyone Could Answer Well.

It’s not about making more money. — Last week, someone very close to me decided to sell his stocks and buy a new kitchen. This person lives in Porto, Portugal. He and I started the stock fund savings plan together 4 years ago to accumulate additional assets. Currently, this is developing very well. In the end, the…

Money

3 min read

The #1 Money Question I Wish Everyone Could Answer Well.
The #1 Money Question I Wish Everyone Could Answer Well.
Money

3 min read


5 days ago

Save to Waste. Save for Financial Freedom.

The luxury of the moment is good for your financial health. — Almost everyone in my circle of friends saves. However, many of them are probably saving for traditional retirement. What they don’t know is that there must be a difference when it comes to saving, because obviously saving doesn’t automatically mean having more money available — much less becoming a millionaire…

Personal Finance

4 min read

Save to Waste. Save for Financial Freedom. Save to Live Well Later.
Save to Waste. Save for Financial Freedom. Save to Live Well Later.
Personal Finance

4 min read

Paulo A. José

Paulo A. José

1.4K Followers

I help you not to worry about money. | Substack: coffeeforretirement.substack.com

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